BOBसार्वजनिक क्षेत्र का बैंक

Bank of Baroda की नवीनतम ब्याज दरें - September 2026

बैंक ऑफ़ बड़ौदा (BOB)

1 वर्ष FD: 6.25% बेंचमार्क दर: 7.9%

ब्याज दर सारांश

Bank of Baroda (BOB) Interest Rates & Retail Lending Schemes Overview

Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from Bank of Baroda (BOB):

Featured Rates & Retail Schemes:

Savings Deposit: Base savings interest rate stands at 2.75% p.a. on balances up to ₹1 Lakh, scaling up to 3.35% p.a. for larger balance tiers.
Domestic Term Deposits (FD): General 1-Year FD interest rate is 6.25% p.a. (Senior citizens receive an additional 0.50% at 6.75% p.a.). Extended tenures between 1 year and 3 years offer up to 6.50% p.a. for regular depositors.
Home Loans (Baroda Home Loan): Floating interest rates start from 7.20% p.a. linked to Baroda Repo Linked Lending Rate (BRLLR at 7.90%), with maximum tenure up to 30 years and zero prepayment penalty.
Vehicle & Personal Loans: Auto loan rates start from 7.60% p.a. (floating) and 8.50% p.a. (fixed) for tenures up to 7 years. Personal loans start from 10.15% p.a. on a reducing balance basis.
Credit Cards: Standard revolving finance charge is 3.50% per month (42.00% annualized) with up to 50 days of interest-free credit.

💡 Financial Recommendation: Borrowers should maintain a CIBIL credit score of 750+ to secure the lowest spread over BRLLR (starting from 7.20% p.a.) and reduced processing charges.

जमा और FD ब्याज दरें - BOB

इकाई: % प्रति वर्ष

जमा अवधि	शाखा दर (Branch Rate)	ऑनलाइन / नेटबैंकिंग दर 📱
बचत खाता (Savings)	2.75%	2.75%
1 महीना	3.5%	3.5%
3 महीने	5%	5%
6 महीने	5%	5%
12 महीने (मानक ⭐)	6.25%	6.25%
24 महीने	6.5%	6.5%
36 महीने	6.5%	6.5%