UNIONसार्वजनिक क्षेत्र का बैंक
Union Bank of India की नवीनतम ब्याज दरें - September 2026
यूनियन बैंक ऑफ इंडिया (UNION)
1 वर्ष FD: 6.2% बेंचमार्क दर: 8%
ब्याज दर सारांश
Union Bank of India Interest Rates & Retail Lending Schemes Overview
Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from Union Bank of India (UNION):
Featured Rates & Retail Loan Schemes:
- Savings Deposit: The base savings bank deposit rate starts at 2.50% p.a. on balances up to ₹50 Lakh, scaling upwards for higher balance tiers.
- Fixed Deposit (FD): General 1-Year domestic term deposit rate is 6.20% p.a. (Senior citizens receive an additional +0.50% at 6.70% p.a.; Super Senior citizens at 6.95% p.a.). Special tenures such as 444 days and 555 days offer peak yields up to 6.50% – 6.55% p.a. for general depositors.
- Home Loans (Union Home): Floating interest rates start from 7.15% p.a. linked to Union Bank's External Benchmark Lending Rate (EBLR at 8.00%), with repayment tenures up to 30 years and zero prepayment penalty.
- Vehicle & Personal Loans: Auto financing rates start from 7.50% p.a. for repayment tenures up to 7 years. Unsecured personal loans start from 8.75% p.a. on a reducing balance basis.
- Credit Cards: Standard retail credit card revolving finance charges are around 3.00% per month (36.00% annualized) with up to 50 days of interest-free credit.
💡 Financial Recommendation: Maintaining a CIBIL credit score above 750 enables borrowers to access the lowest risk premium on EBLR-linked housing and auto loans, along with waivers on administrative fees.
जमा और FD ब्याज दरें - UNION
इकाई: % प्रति वर्ष| जमा अवधि | शाखा दर (Branch Rate) | ऑनलाइन / नेटबैंकिंग दर 📱 |
|---|---|---|
| बचत खाता (Savings) | 2.5% | 2.5% |
| 1 महीना | 2.8% | 2.8% |
| 3 महीने | 4% | 4% |
| 6 महीने | 4.75% | 4.75% |
| 12 महीने (मानक ⭐) | 6.2% | 6.2% |
| 24 महीने | 6.15% | 6.15% |
| 36 महीने | 6.1% | 6.1% |
ऋण उत्पाद और ऑफर - UNION
ऋण विवरण एवं नियम →होम लोनUNION
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
कार लोनUNION
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
पर्सनल लोनUNION
8.75% /वर्ष
- • अधिकतम अवधि: 5 वर्ष
गोल्ड लोनUNION
8.75% /वर्ष
- • अधिकतम अवधि: 3 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 75%
एजुकेशन लोनUNION
6.5% /वर्ष
- • अधिकतम अवधि: 15 वर्ष
उन्नत ऋण कैलकुलेटर
Union Bank of India के लिए लोन ईएमआई (EMI) की गणना करें
UNION की 8%/वर्ष प्रति वर्ष की ब्याज दर पर मासिक मूलधन और ब्याज का हिसाब लगाएं, विस्तृत पुनर्भुगतान तालिका देखें और एक्सेल डाउनलोड करें।
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