KBLवाणिज्यिक बैंक

Karnataka Bank की नवीनतम ब्याज दरें - September 2026

कर्नाटक बैंक (KBL)

1 वर्ष FD: 6.5% बेंचमार्क दर: 8.1%

Website

ब्याज दर सारांश

Karnataka Bank (KBL) Interest Rates & Retail Lending Schemes Overview

Quick Overview: Official real-time deposit interest rates and retail lending schemes from Karnataka Bank (KBL):

Key Deposit & Lending Highlights:

Savings Deposit: Base savings account interest rate starts at 2.25% p.a. on daily balances up to ₹1 Lakh, scaling up across tiered balance brackets.
Retail Term Deposits (FD): General 1-Year (1 year to 554 days) domestic term deposit rate stands at 6.50% p.a. (Senior citizens receive an additional +0.40% at 6.90% p.a.). The flagship 555-day special bucket offers peak returns of 7.00% p.a. for the general public (7.40% p.a. for senior citizens).
Home Loans (KBL Apna Ghar): Floating interest rates start from 7.48% p.a. linked to Karnataka Bank's External Benchmark Lending Rate (EBLR), featuring repayment tenures up to 30 years and zero prepayment penalties.
Vehicle & Personal Loans: Car loan financing rates start from 7.91% p.a. (promotional/floating) to 8.13% – 8.75% p.a. for tenures up to 7 years. Pre-approved personal loans for salaried employees (KBL PA-PerL) start from 10.03% p.a. on a reducing balance basis.
Credit Cards: Standard retail co-branded cards (e.g. Karnataka Bank SimplySave SBI Card) carry revolving finance charges of 3.50% per month (42.00% APR) with an interest-free grace period of up to 50 days.

💡 Financial Recommendation: Maintaining a CIBIL credit score of 750 or higher qualifies borrowers for Karnataka Bank's lowest risk-spread tier under EBLR (starting at 7.48% p.a.) and reduced upfront processing charges.

जमा और FD ब्याज दरें - KBL

इकाई: % प्रति वर्ष

जमा अवधि	शाखा दर (Branch Rate)	ऑनलाइन / नेटबैंकिंग दर 📱
बचत खाता (Savings)	2.25%	2.25%
1 महीना	3.5%	3.5%
3 महीने	4%	4%
6 महीने	4.75%	4.75%
12 महीने (मानक ⭐)	6.5%	6.5%
24 महीने	6.4%	6.4%
36 महीने	6.15%	6.15%