Can Fin Homes की नवीनतम ब्याज दरें - September 2026

Can Fin Homes Interest Rates & Retail Lending Schemes Overview

Quick Overview: Official real-time deposit interest rates and retail housing finance schemes from Can Fin Homes (CANFIN), a leading housing finance company promoted by Canara Bank:

Key Deposit & Lending Highlights:

• Public Fixed & Cumulative Deposits: As a specialized Housing Finance Company (HFC) registered with NHB/RBI, Can Fin Homes does not accept demand/savings deposits. Public term deposits start from a minimum of 12 months with the 1-Year deposit rate standing at 6.50% p.a. (Senior citizens receive an additional +0.50% at 7.00% p.a.). Tenures spanning 13 to 60 months offer 6.75% p.a. for general depositors (7.25% p.a. for senior citizens).
• Home Loans (Individual Housing Loans - IHL): Floating interest rates start from 8.95% p.a. (ranging up to 10.10% – 10.85% p.a. depending on applicant profile and CIBIL score) linked to the CFHL Prime Lending Rate (CFHPLR), offering repayment tenures up to 30 years, financing up to 85% LTV, and zero prepayment penalties for individuals.
• Retail Loan Schemes: As a specialized mortgage institution, Can Fin Homes does not offer vehicle financing or revolving credit cards. It provides Composite Housing Loans, Site Loans, and Non-Housing / Loan Against Property (LAP) facilities starting from 10.50% p.a. on a reducing balance basis.

💡 Financial Recommendation: Borrowers should maintain a CIBIL credit score above 750 and leverage special concessions (such as 0.05% ROI discount for women co-applicants on loans up to ₹25 Lakh) to secure the lowest card rate and nominal processing charges.