Canara Bank की नवीनतम ब्याज दरें - September 2026

Canara Bank Interest Rates & Retail Lending Schemes Overview

Quick Overview: Official deposit interest rates and retail lending schemes from Canara Bank (CANARA):

Featured Rates & Retail Loan Schemes:

• Savings Account: Base savings interest rate stands at 2.55% p.a. on balances up to ₹100 Crore, scaling up to 4.00% p.a. for ultra-high balance tiers.
• Fixed Deposit (FD): General 1-Year FD interest rate stands at 6.25% p.a. (Senior citizens receive an additional +0.50% at 6.75% p.a.). Special tenures such as 444-day and 555-day FDs offer peak yields up to 6.50% – 6.60% p.a. for the general public.
• Home Loans (Housing Loan): Floating interest rates start from 7.15% p.a. linked to Canara Bank's Repo Linked Lending Rate (RLLR at 8.00%), with repayment tenures up to 30 years and zero prepayment penalty.
• Vehicle & Personal Loans: Auto financing rates start from 7.45% p.a. (floating) and up to 7 years repayment tenure. Unsecured personal loans (Canara Budget/Cash) range between 9.70% p.a. and 14.70% p.a. on a reducing balance basis.
• Credit Cards: Revolving finance charges are set at 2.50% per month (30.00% APR) for unsecured retail credit cards (24.00% APR for secured variants), featuring up to 50 days of interest-free credit.

💡 Financial Recommendation: Maintaining a CIBIL score of 750 or higher qualifies borrowers for the best risk spread under RLLR pricing and unlocks up to 50% waiver on loan processing fees during festive campaigns.