Latest Regions Bank Interest Rates - September 2026

Regions Bank Interest Rates & Loan Products Overview

Quick Summary: Key benchmark reference rates, consumer retail deposit yields, and lending products offered by Regions Bank (RF):

Featured Rates & Products:

• Deposit Accounts & CDs: Standard LifeGreen Savings and standard fixed CDs earn a baseline 0.01% APY (with relationship checking tiers earning up to 0.03% - 0.05% APY), while Promotional CD specials yield up to 3.25% APY on 6-month terms and 3.41% APY on 11- to 17-month terms with a $500 minimum opening deposit.
• Mortgage Loans: 30-Year Fixed purchase mortgage interest rates start around 6.875% (approx. 7.02% APR), offering low down payment programs with financing up to 97% LTV and no prepayment penalties.
• Personal Loans: Unsecured personal installment loans are available from $2,000 to $50,000 with fixed APRs from 8.74% to 29.99% (inclusive of a 0.25% to 0.50% AutoPay relationship discount) for terms of 36 to 60 months with zero origination or prepayment fees.
• Auto Financing: Auto purchase financing is predominantly originated through participating dealer networks; direct consumer quotes are personalized upon pre-qualification.
• Credit Cards: The Regions Life Visa® credit card offers an introductory 0% APR for 18 months, followed by ongoing variable purchase APRs starting from 16.49% to 26.49%.
• Benchmark Index: The reference Regions Bank / Wall Street Journal Prime Lending Rate stands at 6.75%.

💡 Financial Tip: Enrolling in automated monthly payments from an active Regions checking account qualifies borrowers for up to a 0.50% interest rate discount on personal unsecured loans.