FITBCommercial Bank
Latest Fifth Third Bank Interest Rates - August 2026
1-Year CD: 4% Mortgage APR: 6.45% Prime Rate: 7.5%
Interest Rate Summary
Fifth Third Bank (FITB) Interest Rates & Mortgage Overview
Quick Take: Fifth Third Bank offers standard 12-month CD yields around 4% APY and mortgage financing packages starting from 6.45% APR for qualified borrowers.
Key Rate Highlights:
- Certificates of Deposit (CD): 6-Month CD at 3.5% APY, 12-Month CD at 4% APY, 24-Month CD at 3.8% APY.
- Mortgage Loans: Conforming mortgage rates starting around 6.45% APR with repayment terms up to 30 years and LTV up to 80%.
- Auto Financing: Vehicle loan rates starting from 5.75% APR.
- Prime Reference Rate: Benchmark prime rate maintained at 7.5% (Prime Rate FITB).
💡 Financial Tip: Use our loan calculator to compare 15-year vs 30-year amortization terms and identify total interest savings before finalizing loan terms.
CD & Savings Interest Rates - FITB
Unit: %/year| Term / Maturity | Branch APY | Online / Digital APY 📱 |
|---|---|---|
| Standard Savings | 0.05% | 0.05% |
| 3 Months | 2% | 2% |
| 6 Months | 3.5% | 3.5% |
| 12 Months (Benchmark ⭐) | 4% | 4% |
| 24 Months | 3.8% | 3.8% |
| 36 Months | 3.5% | 3.5% |
Featured Loan Products - FITB
Loan Guide & Terms →mortgageFITB
6.45% /yr
- • Promo period: 360 months
- • Max loan term: 30 years
- • Max borrowing limit: 80% of value
- • Formula: SOFR + 2.75%
auto loanFITB
5.75% /yr
- • Max loan term: 6 years
- • Max borrowing limit: 85% of value
personal loanFITB
7.99% /yr
- • Max loan term: 5 years
student loanFITB
5.5% /yr
- • Max loan term: 15 years
Advanced Loan Calculator
Calculate Loan Payments for Fifth Third Bank
Simulate monthly principal and interest payments at 6.45%/yr APR for FITB with detailed amortization schedule and Excel export.
Other Banks in United States
Navy Federal Credit Union (NFCU)PenFed Credit Union (PENFED)Morgan Stanley Bank (MS)Capital One (COF)Goldman Sachs (Marcus) (GS)Northern Trust (NTRS)Ally Bank (ALLY)Discover Bank (DFS)KeyBank (KEY)PNC Bank (PNC)TD Bank USA (TD_US)Regions Bank (RF)M&T Bank (MTB)First Citizens Bank (FCNCA)Bank of America (BAC)