Latest Fifth Third Bank Interest Rates - September 2026

Fifth Third Bank Interest Rates & Loan Products Overview

Quick Summary: Key benchmark, retail deposit, and consumer loan products published by Fifth Third Bank (FITB):

Featured Rates & Products:

• Deposit Accounts & CDs: Standard Fifth Third Momentum Savings and basic CD tiers earn a baseline 0.01% APY, while promotional featured CD terms yield up to 3.10% APY on 12-month terms and 3.00% APY on 24-month terms (with a $5,000 minimum deposit requirement).
• Mortgage Loans: 30-Year Fixed purchase mortgage interest rates start around 6.854% (approx. 6.889% APR), offering low-down-payment conventional financing options up to 97% LTV and no prepayment penalties.
• Personal Loans: Unsecured signature installment loans are offered from $2,000 to $50,000 with fixed APRs from 7.99% to 19.74% (reflecting a 0.25% AutoPay relationship discount) for terms of 12 to 60 months with zero origination or prepayment fees.
• Auto Financing: Dealership and direct auto refinancing fixed rates start from 7.91% APR (with automatic monthly payment discounts), with terms available up to 72 months.
• Benchmark Index: The reference Wall Street Journal / Fifth Third Prime Lending Rate stands at 6.75%.

💡 Financial Tip: Borrowers can qualify for a 0.25% APR rate reduction on unsecured personal loans and auto financing by enabling automatic monthly payments from an active Fifth Third checking account.