Latest Wells Fargo Interest Rates - September 2026

Wells Fargo Interest Rates & Loan Products Overview

Quick Summary: Key benchmark, retail deposit, and consumer loan products published by Wells Fargo (WFC):

Featured Rates & Products:

• Deposit Accounts & CDs: Standard Way2Save accounts earn a baseline of 0.01% APY, while Special Fixed-Rate CDs yield up to 3.89% APY (up to 4.15% APY relationship rate) on select 11-month terms.
• Mortgage Loans: 30-Year Fixed purchase mortgage interest rates start at 7.000% (7.148% APR), with conventional purchase programs offering financing up to 97% LTV and no prepayment penalties.
• Personal Loans: Unsecured personal installment loans are offered from $3,000 to $100,000 with fixed APRs ranging from 6.74% to 26.74% (including relationship AutoPay discounts) and flexible terms between 12 and 84 months.
• Auto Financing: Wells Fargo Auto operates through an indirect dealer network of approximately 11,000 participating dealerships nationwide; direct consumer application rates are not publicly quoted online.
• Benchmark Index: The reference Wells Fargo Prime Rate is 6.75%.

💡 Financial Tip: Wells Fargo provides rate discounts across personal loans and CDs for customers with eligible qualifying deposit or investment relationship balances.