Latest KeyBank Interest Rates - September 2026

KeyBank Interest Rates & Loan Products Overview

Quick Summary: Key benchmark, retail deposit, and consumer loan products published by KeyBank (KEY):

Featured Rates & Products:

• Deposit Accounts & CDs: Baseline Key Active Saver accounts earn 0.01% APY, while promotional 12-Month Tiered CDs with Relationship Rewards yield up to 3.75% APY ($2,500 minimum balance).
• Mortgage Loans: 30-Year Fixed purchase mortgage interest rates start around 6.750% (6.824% APR), offering low-down-payment options with financing up to 97% LTV and no prepayment penalties.
• Auto Loans: Direct fixed-rate auto loans start from 6.74% APR for 60-month terms on qualifying new and used vehicle financing.
• Personal Credit Lines & Loans: The KeyBank Preferred Credit Line and personal financing lines start as low as 12.50% APR (including eligible relationship benefits and autopay enrollment) up to $25,000.
• Benchmark Index: The reference KeyBank Prime Lending Rate stands at 6.75%.

💡 Financial Tip: Enrolling in automated monthly payments from an active KeyBank consumer checking account unlocks relationship interest rate discounts across unsecured credit lines and personal financing products.