KeyBank
KEYCommercial Bank

Latest KeyBank Interest Rates - September 2026

KeyBank National Association (KEY)

1-Year CD: 3.75% Mortgage APR: 6.75% Prime Rate: 6.75%
Interest Rate Summary

KeyBank Interest Rates & Loan Products Overview

Quick Summary: Key benchmark, retail deposit, and consumer loan products published by KeyBank (KEY):

Featured Rates & Products:

  • Deposit Accounts & CDs: Baseline Key Active Saver accounts earn 0.01% APY, while promotional 12-Month Tiered CDs with Relationship Rewards yield up to 3.75% APY ($2,500 minimum balance).
  • Mortgage Loans: 30-Year Fixed purchase mortgage interest rates start around 6.750% (6.824% APR), offering low-down-payment options with financing up to 97% LTV and no prepayment penalties.
  • Auto Loans: Direct fixed-rate auto loans start from 6.74% APR for 60-month terms on qualifying new and used vehicle financing.
  • Personal Credit Lines & Loans: The KeyBank Preferred Credit Line and personal financing lines start as low as 12.50% APR (including eligible relationship benefits and autopay enrollment) up to $25,000.
  • Benchmark Index: The reference KeyBank Prime Lending Rate stands at 6.75%.
๐Ÿ’ก Financial Tip: Enrolling in automated monthly payments from an active KeyBank consumer checking account unlocks relationship interest rate discounts across unsecured credit lines and personal financing products.

CD & Savings Interest Rates - KEY

Unit: %/year
Term / MaturityBranch APYOnline / Digital APY ๐Ÿ“ฑ
Standard Savings0.01%0.01%
1 Month-0%
3 Months-0%
6 Months-0%
12 Months (Benchmark โญ)3.75%3.75%
24 Months-0%
36 Months-0%

Featured Loan Products - KEY

Loan Guide & Terms โ†’
mortgageKEY

6.75% /yr

  • โ€ข Promo period: 12 months
  • โ€ข Max loan term: 30 years
  • โ€ข Max borrowing limit: 97% of value
  • โ€ข Formula: SOFR + 2.75%
auto loanKEY

6.74% /yr

  • โ€ข Max loan term: 6 years
  • โ€ข Max borrowing limit: 80% of value
personal loanKEY

12.5% /yr

  • โ€ข Max loan term: 5 years
student loanKEY

6.5% /yr

  • โ€ข Max loan term: 15 years
Advanced Loan Calculator

Calculate Loan Payments for KeyBank

Simulate monthly principal and interest payments at 6.75% APR for KEY with detailed amortization schedule and Excel export.

Tools

KeyBank Interest Rates (September 2026) โ€” CD & Loans