Latest PNC Bank Interest Rates - September 2026

PNC Bank Interest Rates & Loan Products Overview

Quick Summary: Comprehensive summary of benchmark reference rates, retail deposits, and consumer lending products at PNC Bank (PNC):

Featured Rates & Products:

• Deposit Accounts & CDs: Baseline Standard Fixed-Rate CDs and Virtual Wallet savings yield 0.01% to 0.02% APY, while select promotional CD terms (such as 4-month and 7-month specials) offer promotional APYs up to 3.50% - 4.00% APY.
• Mortgage Loans: 30-Year Fixed purchase home loan rates start around 6.64% (approx. 6.64% - 6.76% APR), offering low-down-payment options with loan-to-value (LTV) limits up to 97% and no prepayment penalties.
• Auto Loans: Direct vehicle purchase financing APRs start from 5.34% (inclusive of a 0.25% automatic payment discount from a PNC checking account) for terms up to 72 months.
• Personal Loans: Unsecured personal installment loans range from $5,000 to $35,000 with fixed APRs starting between 6.99% and 25.29% across repayment terms of 12 to 60 months.
• Benchmark Index: The reference PNC Bank Prime Rate is 6.75%.

💡 Financial Tip: Enrolling in automated monthly payments from an eligible PNC checking account qualifies borrowers for a 0.25% APR rate discount across auto and personal loan products.