Latest JPMorgan Chase Bank Interest Rates - October 2026

JPMorgan Chase Bank Interest Rates & Loan Products Overview

Quick Summary: Key benchmark, retail deposit, and lending rates published by JPMorgan Chase Bank (JPM):

Featured Rates & Products:

• Deposit Accounts & CDs: Standard Chase savings accounts yield a baseline of 0.01% APY, while relationship-tiered Certificates of Deposit (CDs) yield up to 2.05% APY on select 12-month terms.
• Mortgage Loans: 30-Year Fixed purchase mortgage rates start from 6.375% (approx. 6.94% - 7.02% APR), offering financing terms up to 30 years and maximum LTV up to 97% on eligible first-time homebuyer programs.
• Auto Financing: Purchase financing through participating network dealerships offers fixed APRs starting around 6.89% for well-qualified buyers.
• Personal Loans: Traditional unsecured personal loans are not offered by Chase (eligible cardholders are provided 'My Chase Loan' credit-line borrow options instead).
• Benchmark Index: The U.S. Prime Lending Rate stands at 6.75%.

💡 Financial Tip: CD yields at Chase require a linked Chase checking account for relationship rates. Comparing against high-yield savings alternatives and shopping around for mortgage discount points can yield substantial interest savings.