Latest JPMorgan Chase Bank Interest Rates - September 2026
JPMorgan Chase Bank, N.A. (JPM)
JPMorgan Chase Bank Interest Rates & Loan Products Overview
Quick Summary: Key benchmark, retail deposit, and lending rates published by JPMorgan Chase Bank (JPM):
Featured Rates & Products:
- Deposit Accounts & CDs: Standard Chase savings accounts yield a baseline of 0.01% APY, while relationship-tiered Certificates of Deposit (CDs) yield up to 2.05% APY on select 12-month terms.
- Mortgage Loans: 30-Year Fixed purchase mortgage rates start from 6.375% (approx. 6.94% - 7.02% APR), offering financing terms up to 30 years and maximum LTV up to 97% on eligible first-time homebuyer programs.
- Auto Financing: Purchase financing through participating network dealerships offers fixed APRs starting around 6.89% for well-qualified buyers.
- Personal Loans: Traditional unsecured personal loans are not offered by Chase (eligible cardholders are provided 'My Chase Loan' credit-line borrow options instead).
- Benchmark Index: The U.S. Prime Lending Rate stands at 6.75%.
💡 Financial Tip: CD yields at Chase require a linked Chase checking account for relationship rates. Comparing against high-yield savings alternatives and shopping around for mortgage discount points can yield substantial interest savings.
CD & Savings Interest Rates - JPM
Unit: %/year| Term / Maturity | Branch APY | Online / Digital APY 📱 |
|---|---|---|
| Standard Savings | 0.01% | 0.01% |
| 1 Month | 0.01% | 0.01% |
| 3 Months | 0.01% | 0.01% |
| 6 Months | 0.01% | 0.01% |
| 12 Months (Benchmark ⭐) | 2.05% | 2.05% |
| 24 Months | 2% | 2% |
| 36 Months | 1.7% | 1.7% |
Featured Loan Products - JPM
Loan Guide & Terms →6.38% /yr
- • Promo period: 12 months
- • Max loan term: 30 years
- • Max borrowing limit: 97% of value
- • Formula: SOFR + 2.75%
6.89% /yr
- • Max loan term: 6 years
- • Max borrowing limit: 80% of value
9.5% /yr
- • Max loan term: 5 years
6.5% /yr
- • Max loan term: 15 years
Calculate Loan Payments for JPMorgan Chase Bank
Simulate monthly principal and interest payments at 6.38% APR for JPM with detailed amortization schedule and Excel export.
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