Latest Huntington National Bank Interest Rates - September 2026

Huntington National Bank Interest Rates & Loan Products Overview

Quick Summary: Key benchmark, retail deposit, and consumer loan products published by Huntington National Bank (HBAN):

Featured Rates & Products:

• Deposit Accounts & CDs: Huntington Relationship Savings earns a baseline of 0.02% APY, standard fixed-rate CDs yield 0.25% APY, while promotional fixed CD tiers reach 4.00% APY (5-month promotional term) and 2.50% APY (9-month term) with a $1,000 minimum opening deposit.
• Mortgage Loans: 30-Year Fixed purchase mortgage interest rates start around 7.000% (7.095% APR), offering flexible down payment options with loan-to-value limits up to 97% and no prepayment penalties.
• Auto Loans: Direct vehicle refinance loans feature fixed APRs starting as low as 5.62% on newer model vehicles with repayment terms available up to 72 months.
• Personal Loans: Unsecured personal installment loans are offered from $2,000 to $50,000 with fixed APRs ranging between 8.72% and 25.00% and flexible repayment terms.
• Credit Cards: The Huntington Voice Credit Card® offers competitive variable purchase APRs starting from 17.99% to 27.99% with an extra day of Late Fee Grace® and no annual fee.
• Benchmark Index: The reference Wall Street Journal / Huntington Prime Lending Rate stands at 6.75%.

💡 Financial Tip: Huntington Voice Credit Card cardholders benefit from Late Fee Grace®, providing an additional business day to make the minimum payment before incurring late charges.