UCOसार्वजनिक क्षेत्र का बैंक

UCO Bank की नवीनतम ब्याज दरें - September 2026

यूको बैंक (UCO)

1 वर्ष FD: 6.5% बेंचमार्क दर: 8.3%

Website

ब्याज दर सारांश

UCO Bank Interest Rates & Retail Lending Schemes Overview

Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from UCO Bank (UCO):

Featured Rates & Retail Loan Schemes:

Savings Deposit: The base savings bank deposit rate starts at 2.60% p.a. on balances up to ₹10 Lakh (scaling to 2.75% p.a. on balances above ₹10 Lakh).
Retail Domestic Term Deposits (FD): General 1-Year FD interest rate stands at 6.50% p.a. (Senior citizens receive an additional +0.50% at 7.00% p.a.; Super Senior citizens at 7.15% p.a.). Special buckets such as 444-day and 666-day FDs offer peak yields between 6.75% and 7.15% p.a. for regular depositors.
Home Loans (UCO Shelter): Floating interest rates start from 7.15% p.a. linked to UCO Bank's Repo Linked Lending Rate (RLLR at 8.30%), with repayment tenures up to 30 years and zero prepayment penalties on floating rates.
Vehicle & Personal Loans: Auto financing rates start from 7.50% p.a. (floating) for tenures up to 7 years. Unsecured personal loans (UCO Cash) range between 9.95% p.a. and 13.20% p.a. on a reducing balance basis.
Credit Cards: Co-branded retail cards (e.g. UCO SimplySAVE SBI Card) carry standard revolving finance charges of 3.75% per month (45.00% APR) with an interest-free grace period up to 50 days.

💡 Financial Recommendation: Maintaining a CIBIL credit score of 750 or above enables borrowers to secure UCO Bank's lowest risk-spread bracket over RLLR for retail lending products and qualify for waivers on upfront processing fees.

जमा और FD ब्याज दरें - UCO

इकाई: % प्रति वर्ष

जमा अवधि	शाखा दर (Branch Rate)	ऑनलाइन / नेटबैंकिंग दर 📱
बचत खाता (Savings)	2.6%	2.6%
1 महीना	2.9%	2.9%
3 महीने	4%	4%
6 महीने	4.5%	4.5%
12 महीने (मानक ⭐)	6.5%	6.5%
24 महीने	6.3%	6.3%
36 महीने	6.2%	6.2%