UCOसार्वजनिक क्षेत्र का बैंक
UCO Bank की नवीनतम ब्याज दरें - September 2026
यूको बैंक (UCO)
1 वर्ष FD: 6.5% बेंचमार्क दर: 8.3%
ब्याज दर सारांश
UCO Bank Interest Rates & Retail Lending Schemes Overview
Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from UCO Bank (UCO):
Featured Rates & Retail Loan Schemes:
- Savings Deposit: The base savings bank deposit rate starts at 2.60% p.a. on balances up to ₹10 Lakh (scaling to 2.75% p.a. on balances above ₹10 Lakh).
- Retail Domestic Term Deposits (FD): General 1-Year FD interest rate stands at 6.50% p.a. (Senior citizens receive an additional +0.50% at 7.00% p.a.; Super Senior citizens at 7.15% p.a.). Special buckets such as 444-day and 666-day FDs offer peak yields between 6.75% and 7.15% p.a. for regular depositors.
- Home Loans (UCO Shelter): Floating interest rates start from 7.15% p.a. linked to UCO Bank's Repo Linked Lending Rate (RLLR at 8.30%), with repayment tenures up to 30 years and zero prepayment penalties on floating rates.
- Vehicle & Personal Loans: Auto financing rates start from 7.50% p.a. (floating) for tenures up to 7 years. Unsecured personal loans (UCO Cash) range between 9.95% p.a. and 13.20% p.a. on a reducing balance basis.
- Credit Cards: Co-branded retail cards (e.g. UCO SimplySAVE SBI Card) carry standard revolving finance charges of 3.75% per month (45.00% APR) with an interest-free grace period up to 50 days.
💡 Financial Recommendation: Maintaining a CIBIL credit score of 750 or above enables borrowers to secure UCO Bank's lowest risk-spread bracket over RLLR for retail lending products and qualify for waivers on upfront processing fees.
जमा और FD ब्याज दरें - UCO
इकाई: % प्रति वर्ष| जमा अवधि | शाखा दर (Branch Rate) | ऑनलाइन / नेटबैंकिंग दर 📱 |
|---|---|---|
| बचत खाता (Savings) | 2.6% | 2.6% |
| 1 महीना | 2.9% | 2.9% |
| 3 महीने | 4% | 4% |
| 6 महीने | 4.5% | 4.5% |
| 12 महीने (मानक ⭐) | 6.5% | 6.5% |
| 24 महीने | 6.3% | 6.3% |
| 36 महीने | 6.2% | 6.2% |
ऋण उत्पाद और ऑफर - UCO
ऋण विवरण एवं नियम →होम लोनUCO
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
कार लोनUCO
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
पर्सनल लोनUCO
9.95% /वर्ष
- • अधिकतम अवधि: 5 वर्ष
गोल्ड लोनUCO
8.75% /वर्ष
- • अधिकतम अवधि: 3 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 75%
एजुकेशन लोनUCO
6.5% /वर्ष
- • अधिकतम अवधि: 15 वर्ष
उन्नत ऋण कैलकुलेटर
UCO Bank के लिए लोन ईएमआई (EMI) की गणना करें
UCO की 8.3%/वर्ष प्रति वर्ष की ब्याज दर पर मासिक मूलधन और ब्याज का हिसाब लगाएं, विस्तृत पुनर्भुगतान तालिका देखें और एक्सेल डाउनलोड करें।
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