CSB Bank की नवीनतम ब्याज दरें - September 2026

CSB Bank Interest Rates & Retail Lending Schemes Overview

Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from CSB Bank (CSB) (formerly The Catholic Syrian Bank):

Key Deposit & Lending Highlights:

• Savings Deposit: Base savings account interest rate starts at 2.10% p.a. on end-of-day balances up to ₹1 Lakh, scaling to 2.50% p.a. (for ₹1L–₹25L) and tiered up to 3.50% – 4.50% p.a. on higher balance brackets.
• Retail Domestic Term Deposits (FD): 1-Year FD interest rate stands at 5.00% p.a., while special tenure buckets offer significantly higher yields: 13 months at 7.00% p.a., 18 months at 7.10% p.a., and 18 to 30 months at 7.00% p.a. (Senior citizens receive an additional +0.50% concession).
• Home Loans (Housing Finance): Floating interest rates start from 9.39% p.a. linked to CSB Bank's Repo Linked Lending Rate (RLLR at 8.50%), with repayment tenures up to 20 years and zero prepayment penalties.
• Vehicle & Personal Loans: Vehicle financing rates start around 10.50% p.a. for tenures up to 7 years. Clean retail personal loans typically range between 11.50% p.a. and 16.50% p.a. on a reducing balance basis.
• Credit Cards: Co-branded credit cards (such as the Edge CSB Bank RuPay Credit Card) carry standard revolving finance charges of 3.50% per month (42.00% APR) with an interest-free grace period of up to 50 days.

💡 Financial Recommendation: Borrowers should maintain a CIBIL credit score above 750 to qualify for CSB Bank's most competitive risk spread over RLLR and obtain processing fee concessions.