TMBवाणिज्यिक बैंक

Tamilnad Mercantile Bank की नवीनतम ब्याज दरें - September 2026

तमिलनाड मर्केंटाइल बैंक (TMB)

1 वर्ष FD: 6.8% बेंचमार्क दर: 8.25%

ब्याज दर सारांश

Tamilnad Mercantile Bank (TMB) Interest Rates & Retail Lending Schemes Overview

Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from Tamilnad Mercantile Bank (TMB):

Key Deposit & Lending Highlights:

Savings Deposit: Base savings account interest rate stands at 2.60% p.a. on daily balances up to ₹5 Lakh, scaling to 3.00% p.a. (₹5L–₹10L) and up to 6.00% p.a. for high-tier balances.
Retail Domestic Term Deposits (FD): General 1-Year domestic term deposit rate stands at 6.80% p.a. (Senior citizens receive an additional +0.50% at 7.30% p.a.). Special buckets such as TMB 456 Days (7.10% p.a.) and TMB 567 Days (7.25% p.a.) offer peak returns for general depositors.
Home Loans (TMB Home / Elite): Floating interest rates start from 7.90% p.a. under the TMB Elite Home Loan scheme linked to the bank's Repo Linked Lending Rate (RLLR at 8.25%), with repayment tenures up to 30 years and zero prepayment penalties.
Vehicle & Personal Loans: TMB Car Loan rates start from 9.50% p.a. for repayment tenures up to 7 years. Clean personal loans range between 12.75% p.a. and 14.90% p.a. on a reducing balance basis.
Credit Cards: Standard retail cards (such as TMB Titanium and Platinum) feature finance charges of 2.00% per month (24.00% APR) with an interest-free grace period of up to 45 days.

💡 Financial Recommendation: Maintaining a CIBIL credit score of 750 or higher allows borrowers to qualify for Tamilnad Mercantile Bank's Elite housing loan bracket (from 7.90% p.a.) and reduced processing charges.

जमा और FD ब्याज दरें - TMB

इकाई: % प्रति वर्ष

जमा अवधि	शाखा दर (Branch Rate)	ऑनलाइन / नेटबैंकिंग दर 📱
बचत खाता (Savings)	2.6%	2.6%
1 महीना	4.5%	4.5%
3 महीने	4.8%	4.8%
6 महीने	5.8%	5.8%
12 महीने (मानक ⭐)	6.8%	6.8%
24 महीने	7%	7%
36 महीने	6.7%	6.7%