Karur Vysya Bank की नवीनतम ब्याज दरें - September 2026

Karur Vysya Bank (KVB) Interest Rates & Retail Lending Schemes Overview

Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from Karur Vysya Bank (KVB):

Key Deposit & Lending Highlights:

• Savings Deposit: Base savings account interest rate stands at 2.00% p.a. on end-of-day balances up to ₹5 Lakh, scaling to 2.50% p.a. (for ₹5L to <₹10L) and 3.00% p.a. (for ₹10L to <₹1 Crore).
• Retail Domestic Term Deposits (FD): General 1-Year domestic term deposit rate stands at 6.55% p.a. (Senior citizens receive an additional +0.50% at 7.05% p.a.). Special buckets such as 333-day and 400-day deposits offer peak yields of 7.00% p.a. and 7.20% p.a. respectively for general depositors (7.50% – 7.70% p.a. for senior citizens).
• Home Loans (KVB Gruhapravesh): Floating interest rates start from 8.50% p.a. linked to Karur Vysya Bank's External Benchmark Rate (EBR-R at 8.55%), with repayment tenures up to 25 years and zero prepayment penalties.
• Vehicle & Personal Loans: Flexi Mobile car loans start from 8.50% – 8.75% p.a. with repayment tenures up to 84 months (7 years). Personal loans range between 9.50% p.a. and 12.10% p.a. on a reducing balance basis.
• Credit Cards: Standard retail cards (such as KVB Platinum Credit Card) carry revolving finance charges of 3.25% per month (39.00% annualized; Eternis cards at 36.00% APR) with an interest-free grace period of up to 50 days.

💡 Financial Recommendation: Borrowers should maintain a CIBIL credit score above 750 to qualify for Karur Vysya Bank's lowest risk margin over EBR-R and secure processing fee discounts on retail loans.