INDUSINDवाणिज्यिक बैंक
IndusInd Bank की नवीनतम ब्याज दरें - September 2026
इंडसइंड बैंक (INDUSIND)
1 वर्ष FD: 6.75% बेंचमार्क दर: 8.25%
ब्याज दर सारांश
IndusInd Bank Interest Rates & Retail Lending Schemes Overview
Quick Overview: Comprehensive update on latest deposit rates and retail lending schemes from IndusInd Bank (INDUSIND):
Key Deposit & Lending Highlights:
- Savings Deposit: Base savings account interest rate starts at 2.50% p.a. on daily balances up to ₹1 Lakh, increasing to 3.00% p.a. for balances between ₹1 Lakh and ₹25 Lakh, and up to 4.00% p.a. for balances up to ₹5 Crore.
- Retail Domestic Term Deposits (FD): General 1-Year FD interest rate stands at 6.75% p.a. (Senior citizens receive an additional +0.50% at 7.25% p.a.). Peak regular rates reach 7.00% p.a. (7.75% p.a. for senior citizens) on 2-Year to 3-Year tenures.
- Home Loans (Housing Finance): Floating interest rates start from 8.20% p.a. linked to External Benchmark Lending Rate (EBLR/RLLR), offering repayment tenures up to 30 years and zero prepayment penalties.
- Vehicle & Personal Loans: New car loan financing rates start from 8.00% p.a. with tenures up to 7 years. Unsecured instant personal loans start from 10.49% p.a. on a reducing balance basis.
- Credit Cards: Standard retail revolving finance charge is 3.83% per month (46.00% annualized) with an interest-free grace period up to 50 days.
💡 Financial Recommendation: Applicants with a CIBIL credit score of 750 or higher qualify for IndusInd Bank's lowest risk-spread bracket over external benchmark rates and can access concessions on processing charges across retail loan products.
जमा और FD ब्याज दरें - INDUSIND
इकाई: % प्रति वर्ष| जमा अवधि | शाखा दर (Branch Rate) | ऑनलाइन / नेटबैंकिंग दर 📱 |
|---|---|---|
| बचत खाता (Savings) | 2.5% | 2.5% |
| 1 महीना | 3.25% | 3.25% |
| 3 महीने | 4.75% | 4.75% |
| 6 महीने | 6% | 6% |
| 12 महीने (मानक ⭐) | 6.75% | 6.75% |
| 24 महीने | 7% | 7% |
| 36 महीने | 7% | 7% |
ऋण उत्पाद और ऑफर - INDUSIND
ऋण विवरण एवं नियम →होम लोनINDUSIND
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
कार लोनINDUSIND
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
पर्सनल लोनINDUSIND
10.49% /वर्ष
- • अधिकतम अवधि: 5 वर्ष
गोल्ड लोनINDUSIND
8.75% /वर्ष
- • अधिकतम अवधि: 3 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 75%
एजुकेशन लोनINDUSIND
6.5% /वर्ष
- • अधिकतम अवधि: 15 वर्ष
उन्नत ऋण कैलकुलेटर
IndusInd Bank के लिए लोन ईएमआई (EMI) की गणना करें
INDUSIND की 8.25%/वर्ष प्रति वर्ष की ब्याज दर पर मासिक मूलधन और ब्याज का हिसाब लगाएं, विस्तृत पुनर्भुगतान तालिका देखें और एक्सेल डाउनलोड करें।
भारत के अन्य बैंक
Bandhan Bank (BANDHAN)RBL Bank (RBL)DCB Bank (DCB)Tamilnad Mercantile Bank (TMB) (TMB)LIC Housing Finance (LICHFL)PNB Housing Finance (PNB_HF)Yes Bank (YES)City Union Bank (CUB)Bajaj Housing Finance (BAJAJ_HF)Karur Vysya Bank (KVB)Jammu & Kashmir Bank (J&K Bank) (JKB)Bank of India (BOI)Indian Overseas Bank (IOB) (IOB)UCO Bank (UCO)IDFC FIRST Bank (IDFC)