DLBवाणिज्यिक बैंक
Dhanlaxmi Bank की नवीनतम ब्याज दरें - September 2026
धनलक्ष्मी बैंक (DLB)
1 वर्ष FD: 6.25% बेंचमार्क दर: 8.5%
ब्याज दर सारांश
Dhanlaxmi Bank Interest Rates & Retail Lending Schemes Overview
Quick Overview: Comprehensive real-time update on latest deposit rates and retail lending schemes from Dhanlaxmi Bank (DLB):
Key Deposit & Lending Highlights:
- Savings Deposit: Base savings account interest rate starts at 2.50% p.a. on balances up to ₹1 Lakh, scaling to 2.75% p.a. (₹1L–₹5L), 3.25% p.a. (₹5L–₹50L), and up to 6.50% p.a. on high-tier balance brackets.
- Retail Domestic Term Deposits (FD): General 1-Year domestic term deposit rate stands at 6.25% p.a. (Senior citizens receive an additional +0.50% at 6.75% p.a.). Special buckets offer higher peak returns: 370 Days at 7.00% p.a., 666 Days at 7.10% p.a., and 1111 Days at 7.25% p.a. (7.75% p.a. for senior citizens).
- Home Loans (Dhanam Home Loan): Floating interest rates start from 7.65% p.a. linked to Dhanlaxmi Bank's Repo Linked Lending Rate (RLLR at 8.50%), featuring repayment tenures up to 30 years and zero prepayment penalties.
- Vehicle & Personal Loans: Car loan financing rates start from 7.90% p.a. (floating/promotional) up to 9.90% p.a. (fixed) for tenures up to 7 years. Dhanam Personal Loans range between 13.30% p.a. and 17.20% p.a. on a reducing balance basis based on internal credit rating tiers.
- Credit Cards: Standard retail cards (such as Dhanlaxmi Bank Platinum & Gold cards) carry revolving finance charges between 1.50% and 3.00% per month (18.00% to 36.00% APR) with an interest-free grace period of up to 50 days.
💡 Financial Recommendation: Applicants with a CIBIL credit score of 750 or higher qualify for Dhanlaxmi Bank's prime risk-spread tier over RLLR and gain access to lower processing charges on retail credit facilities.
जमा और FD ब्याज दरें - DLB
इकाई: % प्रति वर्ष| जमा अवधि | शाखा दर (Branch Rate) | ऑनलाइन / नेटबैंकिंग दर 📱 |
|---|---|---|
| बचत खाता (Savings) | 2.5% | 2.5% |
| 1 महीना | 4% | 4% |
| 3 महीने | 4.5% | 4.5% |
| 6 महीने | 5% | 5% |
| 12 महीने (मानक ⭐) | 6.25% | 6.25% |
| 24 महीने | 6.5% | 6.5% |
| 36 महीने | 6.5% | 6.5% |
ऋण उत्पाद और ऑफर - DLB
ऋण विवरण एवं नियम →होम लोनDLB
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
कार लोनDLB
6.5% /वर्ष
- • अधिकतम अवधि: 20 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 80%
पर्सनल लोनDLB
13.3% /वर्ष
- • अधिकतम अवधि: 5 वर्ष
गोल्ड लोनDLB
8.75% /वर्ष
- • अधिकतम अवधि: 3 वर्ष
- • अधिकतम ऋण सीमा: मूल्य का 75%
एजुकेशन लोनDLB
6.5% /वर्ष
- • अधिकतम अवधि: 15 वर्ष
उन्नत ऋण कैलकुलेटर
Dhanlaxmi Bank के लिए लोन ईएमआई (EMI) की गणना करें
DLB की 8.5%/वर्ष प्रति वर्ष की ब्याज दर पर मासिक मूलधन और ब्याज का हिसाब लगाएं, विस्तृत पुनर्भुगतान तालिका देखें और एक्सेल डाउनलोड करें।
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